Only 42% of American adults have wills and/or living trusts and, scarily, in the demographic with children under the age of 18, the number drops even lower, to 36%. The most common excuse for not having a will? "I haven't gotten around to it." Unfortunately, estate planning isn't like a missed deadline at work. There is no asking for an extension or begging forgiveness for your late deliverable. When your time has passed, it's passed. Often there is no warning, and never are there do-overs. Don't you think it's time to stop procrastinating and get your estate in order for your loved ones? 

Although there are wills that can be downloaded from the web, there are legal ramifications to how you allocate your assets. That's why it is important to meet with an estate planning attorney when you draw up your documents. This will ensure that what you have worked hard to earn is preserved when it is inherited. 

Source: Caring.com